Ol' Cletus was visiting the big city and as he was exiting a bar this lady asked him, "Do you drink beer?"
"Yes Maam," he replied.
"How many a day?" she asked.
"Oh, about three." He said.
"How much do you pay per beer?"
"About $5," Cletus said, "that includes tip."
"Well," said the woman, "how long have you been drinking?"
"Oh, about 20 years I reckon," answered Cletus.
"So," the woman said. "A beer costs $5 and you have three a day, which puts your spending at about $450 per month. In one year, it would be approximately $5,400."
"Now," the woman went on, "if in one year you spend $5,400, not counting for inflation, the past 20 years puts your spending at $108,000."
"If you say so," responded Cletus.
"OK," the woman said triumphantly. "Do you know that if you didn't drink so much beer, that money could have been put into a savings account and after counting for compound interest for the last 20 years, you could have bought a new Ferrari?"
Old Cletus was quiet for a little bit, the staring intently at the lady he asked, "Maam, do you drink beer?"
"No," the lady responded smugly.
"OK," said Cletus. "Where's your Ferrari?"
Dee
